Credit & Fraud Specialist

Job Summary The Credit Specialist is responsible for supporting credit risk management, account review, credit policy execution, and exposure monitoring across the customer lifecycle. This role evaluates customer credit risk, supports credit decisioning, and helps minimize bad debt exposure while balancing customer experience and operational efficiency.

Credit Risk Assessment & Decisioning

Review customer accounts and assess credit risk

Perform credit evaluations and account reviews

Apply credit policies and procedures consistently

Recommend credit limits, deposits, and payment terms

Monitor high‑risk accounts and exposure

Credit Policy Execution

Support implementation of credit policies

Monitor credit policy effectiveness

Ensure consistent policy application

Identify policy gaps and improvement opportunities

Monitor credit exposure and delinquency trends

Identify high‑r...