Director Credit Structing, Commercial Banking (Dealer Finance)

Responsibilities

• Provide expert guidance on credit structuring, risk mitigation, and regulatory compliance across BMO’s Dealer Finance business
• Ensures adherence to regulatory requirements, internal controls, and compliance policies in all aspects of credit risk management, mitigating risk of loss and maintaining high service standards
• Act as a strategic advisor to senior leadership, contributing to portfolio optimization and business planning
• Drive operational excellence through process innovation, analytics, and continuous improvement. Assist in monitoring Key Performance Indicators across the portfolio and ensure timely follow up with appropriate action plans to address out of compliance items implemented and actioned by deal teams
• Drivers efforts to identify new business opportunities, acquire clients, penetrate markets, and expand the client base by leveraging market insights, competitor analysis, and cross‑selling init...