Residential Mortgage Underwriter, Specialized Credit (Bilingual)

The Core Responsibilities!

• On a daily basis, the incumbent must promptly review received applications, verify the supporting documentation to ensure accuracy and legitimacy, approve, decline or refer the applications for approval. The incumbent is also responsible to ensure that approved deals close as scheduled and as efficiently as possible by following up on outstanding conditions/documents and ensuring compliance with established guidelines.
• The incumbent will follow up with brokers daily on issued mortgage commitments to ensure that funding volumes are maximized.
• The incumbent will review documentation for accuracy and legitimacy placing a strong emphasis on anti-money laundering (AML) and anti-terrorist financing (ATF) requirements, including but not limited to income and down payment verification.
• The incumbent will strive to ensure that mortgage files are in compliance with the Company’s and the mortgage default insurers’ esta...